What is your Credit Score?
You are considered the elite of borrowers. You pay your bills on time
and pay off your credit cards as soon as possible. You have not
missed payment on any bills and have a stable income. Overall, your
finances are managed excellently.
Good 660 - 724
You have a clean credit history. However, may have a few late
payments in the past. You do a good job of paying at least the
minimum payment on your credit card but may carry a balance.
Overall, you manage your finances well. You may also have a limited
Fair 560 - 659
You have run into a few issues paying your bills and have missed some
payments. You have likely been sent to collections. In the past your
credit score was good however the missed payments have impacted your
credit score. You may also carry several credit cards with high
Poor 300 - 559
You fall in the worst credit scoring range. You have missed payment
consecutively and have likely been sent to collections by multiple
vendors. You may be in and out of employment or have recently faced
a Bankruptcy or Consumer Proposal.