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    Why a Higher Credit Score Doesn’t Always Mean a Lower Rate

    March 24, 2021April 9, 2021 LoanConnect

    People work to improve their credit scores for one of two reasons: to access credit and to get the best possible rates. Unfortunately, when it

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    Bad Credit Loans Credit Card Basics

    How Long Does Negative Information Remain On Your Credit, and How Can You Improve Your Score Quickly?

    March 24, 2021April 9, 2021 LoanConnect

    Bad credit bites. A low score can stick you with high-interest rates (assuming you get approved for additional credit at all), make it difficult for

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    Credit Card Basics

    How Is Your Credit Score Determined?

    March 24, 2021April 9, 2021 LoanConnect

    You know your credit score is a three-digit number, but do you know what that number means or, more specifically, how the credit bureaus calculate

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    Credit Card Basics Credit Card Debt Personal Loans

    Credit Utilization: Everything You Need To Know

    March 24, 2021April 8, 2021 LoanConnect

    How the credit bureaus determine a person’s credit score is a mystery to most people and for good reason. To you, your credit score may

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    Bad Credit Loans Credit Card Basics Credit Card Debt Tools & Guides

    Your Go-To Guide for Rebuilding Your Credit After Bankruptcy

    March 24, 2021April 7, 2021 LoanConnect

    Bankruptcy hurts your credit; there is no doubt about that. However, despite popular belief, the damage is not irreparable. By exercising restraint and persistence, you

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    Credit Card Basics Tools & Guides

    10 Ways To Improve Your Credit Score

    March 24, 2021April 7, 2021 LoanConnect

    For many people, their credit score doesn’t matter – until it does. If you’re one of those people who only haphazardly used credit, let payments

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    Credit Card Basics Personal Loans

    How Utility Bills Can Impact Your Credit Score

    March 24, 2021April 7, 2021 LoanConnect

    Paying your utility bill is important for more than just keeping the lights on, and a disconnected phone is not the only consequence of failing

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    Marriage and Credit
    Credit Card Basics

    Marriage and Credit Myths Debunked

    March 24, 2021April 7, 2021 LoanConnect

    Tying the knot involves merging several aspects of your and your partner’s lives, including your finances. However, does that mean that marriage automatically impacts your

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    Bad Credit Loans Credit Card Basics Credit Card Debt Debt Consolidation Loans Tools & Guides

    10 Credit Score Myths That Are Wildly Untrue

    March 24, 2021April 7, 2021 LoanConnect

    To attain and maintain a healthy credit score, you first need to understand credit. Unfortunately, there are so many myths regarding debt, credit scores and

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    Bad Credit Loans Credit Card Basics Credit Card Debt Debt Consolidation Loans

    How Long Does it Take to Rebuild Your Credit?

    March 24, 2021April 7, 2021 LoanConnect

    While it’s true that negative information can stay on your credit report for up to 10 years, you don’t have to live with bad credit

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    *APR ranges from 9.90% to 46.96%, and loan repayment terms range from 3-120 months. As an example, the total cost of borrowing a $2000 unsecured personal loan at 29.96% for 24 months is $2685.12, or $111.88 monthly. Additional administration fees may apply and vary by lender. Annual Percentage Rate (APR), loan term and monthly payments shown are estimated based on information you provide and that which is made available from our lender network. Terms are subject to final credit review and approval, and interest rates are subject to change at any time and may vary by province. Fees may apply and vary by province/territory, and may include insurance, administration, home valuations and other applicable fees. Be sure to review the lender’s Terms and Conditions and all available loan documents carefully before proceeding.
    **Auto loan APR ranges from 1.90% - 4.95% with loan repayment terms between 72 and 84 months.

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