How the credit bureaus determine a person’s credit score is a mystery to most people, and for good reason. To you, your credit score may
Credit Card Basics
To attain and maintain a healthy credit score, you first need to understand credit. Unfortunately, there are so many myths regarding debt, credit scores and
For many people, their credit score doesn’t matter – until it does. If you’re one of those people who only haphazardly used credit, let payments
Bad credit bites. A low score can stick you with high-interest rates, assuming you get approved for additional credit at all. It can also make
Bankruptcy hurts your credit; there is no doubt about that. However, despite popular belief, the damage is not irreparable. By exercising restraint and persistence, you
Tying the knot involves merging several aspects of your and your partner’s lives, including your finances. However, does that mean that marriage automatically impacts your
You know your credit score is a three-digit number, but do you know what that number means or, more specifically, how the credit bureaus calculate
People work to improve their credit scores for one of two reasons: to access credit and to get the best possible rates. Unfortunately, when it
Paying your utility bill is important for more than just keeping the lights on, and a disconnected phone is not the only consequence of failing
While it’s true that negative information can stay on your credit report for up to 10 years, you don’t have to live with bad credit