It’s easy to use your credit card through the holidays, but when the season ends, how much Christmas credit have you racked up?
Credit Card Basics
![Rebuild your credit](https://loanconnect.ca/blog/wp-content/uploads/2022/01/Blog-Preview-Images-Alphabetical-300x300-6.png)
Credit repair does not happen overnight, but these tips and a little determination can help speed up the process to rebuild your credit.
![Utility Bills](https://loanconnect.ca/blog/wp-content/uploads/2022/01/Blog-Preview-Images-Alphabetical-300x300-14.png)
Generally speaking, your utility bills do not affect your credit score, but they can. Learn about the exceptions here.
![credit utilization](https://loanconnect.ca/blog/wp-content/uploads/2021/05/Blog-Preview-Images-300-x-300-26.png)
Learn more about credit utilization, its impact on your credit score and how to make it work for you. Don’t let your credit be a mystery.
![credit score myths](https://loanconnect.ca/blog/wp-content/uploads/2021/05/Blog-Preview-Images-Alphabetical-300x300-2.png)
Credit score myths may be undermining your attempts to attain & maintain good credit. Beware of these 10 misconceptions and their realities.
![improve your credit score](https://loanconnect.ca/blog/wp-content/uploads/2021/04/Blog-Preview-Images-Alphabetical-300x300-9.png)
Despite your current situation, it is possible to improve your credit score. Read our 10 tips to understand where to get started.
![improving bad credit](https://loanconnect.ca/blog/wp-content/uploads/2021/04/Blog-Preview-Images-Alphabetical-300x300-24.png)
Learn how long negative information stays on your credit report and tips for improving bad credit. Start making changes as soon as possible.
![repairing credit](https://loanconnect.ca/blog/wp-content/uploads/2021/04/Your-Go-To-Guide-For-Repairing-Your-Credit-After-Bankruptcy.png)
You don’t have to wait seven years to begin repairing your credit post-bankruptcy. Use these tips to begin to undo the damage today.
![Marriage Credit](https://loanconnect.ca/blog/wp-content/uploads/2021/04/Blog-Preview-Images-300-x-300-31.png)
Despite popular belief, marriage does not change your credit. Understand what that means for your marriage and joint financial commitments.
![credit score](https://loanconnect.ca/blog/wp-content/uploads/2021/04/Blog-Preview-Images-Alphabetical-300x300-37.png)
Do you know what factors affect your credit score? Learn about 5 factors that impact your credit score, and how much weight each factor has.