How the credit bureaus determine a person’s credit score is a mystery to most people, and for good reason. To you, your credit score may
Credit Card Debt
To attain and maintain a healthy credit score, you first need to understand credit. Unfortunately, there are so many myths regarding debt, credit scores and
Being “debt-free” sounds like an idealistic goal that one can only achieve in a utopian society. After all, almost everything requires credit these days, and
Bankruptcy hurts your credit; there is no doubt about that. However, despite popular belief, the damage is not irreparable. By exercising restraint and persistence, you
Debt is normal and, in some cases, even beneficial. However, there is such a thing as too much debt. So, how do you know when you’ve
While it’s true that negative information can stay on your credit report for up to 10 years, you don’t have to live with bad credit
Everyone’s guilty of frivolous spending, and when done every once in a while, it doesn’t have to be cause for concern. However, when frivolous spending
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10 Reasons Canadians Apply for Personal Loans with LoanConnect
No amount of budgeting and careful planning can prepare you for unexpected expenses. Whether you have good credit, bad credit, or no credit, applying for
If you’re like the majority of income-earning Canadians, you resolved to get out of debt and make better financial decisions in 2020. Now that the